Your Journey to Masterful Speaking Starts Here
Powerful Speaking, Powerful Results
Your voice is your brand. Pitching a business idea, engaging your audience on a live stream, recording content that resonates: All start and end with how ask questions and communicate your message.
AI Boom: Nuclear Renaissance
Part 1 of the AI Choice Point Series This article was originally published on my Substack. Read it there for comments and to subscribe: AI Boom, Nuclear Renaissance. The Warning Shot Dario Amodei, CEO of Anthropic, dropped a bombshell last week that should have made every white-collar worker stop scrolling: AI could wipe out half…
How I Conquered Debt with Whiskey and a Spreadsheet
Eleven years ago, I was a shambling debt zombie. High-paying job, long hours away from my kids, and yet still drowning in bills. My bank account was a comic book villain—insane, erratic, and paper-thin. I’d pore over my (too many) credit card statements, praying for a lottery win. (Spoiler: I didn’t.) Then I built a…
The Freedom Problem: How Debt Creates Modern Servitude
I remember sitting there, gifts stacked under the tree, feeling physically ill. Every single present was bought with money I didn’t have. The credit card statements would arrive in January, and I knew I’d be paying for them every month till next Christmas—and beyond. That Christmas morning, watching my kids tear open gifts should have…
Poor Kid, Big Debt
From Debt to Deliberate Freedom: A Rural Kid’s Journey
I grew up milking cows in rural Arkansas, where our family of six lived on $10,000 a year in the 1980s. That Ozark dirt road taught me resilience—but not financial literacy.
After a series of costly decisions and dead-end jobs, I found myself in New York City, homeless and sleeping in my Ford Ranger pickup between shifts. A tech support job led to coding skills and my first startup. When it failed, I came home to an eviction notice.
By 2013, despite working 14-hour days, I was drowning in $110,000 of debt—equal to my entire annual salary. My credit score was so destroyed that even after landing a job at Microsoft, my family had to live in an apartment while I worked for one of the world’s richest companies.
That painful contradiction forced me to create a system. I built Money@—first as my personal salvation, tracking every dollar and methodically eliminating high-interest debt. I’ll never forget the euphoria when my first major card balance hit zero after years in the tens of thousands.
Today, I live with what I call “Deliberate Freedom”—the power to make choices driven by purpose, not desperation. I’ve come full circle, from that dirt road in the Ozarks to searching for rural acreage in New Hampshire, but this time on my own terms.
If you’re talented but trapped, earning but drowning, I built this system for you. Because financial freedom isn’t just about having money; it’s about having choices.
Debt Is Others Living Your Life for You
Alarm goes off. Again, just like it does every morning. Some mornings, it feels like it’s too much. You want to roll over and go back to sleep, maybe take the day off. Maybe quit your job entirely and spend the next month hiking the Appalachian Trail. But you don’t. And not because you’re disciplined…
Fear at 4:30am
Fear, uncertainty, and doubt. I first remember hearing those terms describing Microsoft’s marketing tactics against Linux back in the early 2000s. Rather than combat it directly with facts, by highlighting its operating systems’ strengths, or with superior product development, Microsoft chose to use emotional tactics to sway people from using the new and rising operating…
Unlock your full potential and succeed
Frame your mindset
Shift your identity into one who has everything you want and then move every day toward yourself
Organize your everything
Forget about to-do lists that you create and forget! Grab hold of what’s most important and laser in on it
Understand your finances
Money is a tool, not a goal: Get out from under its misconceptions and put it to work for you
